Couldn't sleep to well last night. Today my hubby and I are going to the bankruptcy lawyer to see if we qualify for chapter 7 reorganization or if it would be best to get into a debt management program or a debt settlement program. We are looking into all options at this point. I am hoping for the management option,but we'll see. We will take a means test to see where we stand under the new laws. I couldn't sleep last night and found myself hungry all day as well. It seemed I had this urge to eat constantly and had to remind myself constantly that I couldn't do this to myself. I managed to keep the eating down to a roar. Today I will have to be very careful as to what I eat because I know the urge to emotionally eat will be there again since this is my m.o. when I get nervous about things. I realize I was nibbling on chocolate and carbs all last night when I should have been nibbling on veggies. So, I will take a bag veggies for my snack to make sure I snack on them instead of carbs today. I did get in exercise yesterday which helped. Saturday I also will get in a few miles too which will help since I will be working at my SIL's running event. Exercise helps me at times like this. I'll let you all know how things go. We also have a counciling session with a man at our church who teaches a Dave Ramsey class on financial freedom.He wants us to keep our options open until he talks to us. I do believe God will guide us down the right path and help us through our debt management no matter the road we take. It has taken a long time to realize that we needed to do something. Many of you are trying to get out of debt, and I really do appreciate that you ave mentioned this here. It has given my husband and I the courage to go forth with what we have to do in our lives. We recognize that living without credit cards in our society is a foreign concept, but it's something we must learn to do. Once we pay off ours, I don't plan on ever using them again.
Have a good day and God bless everyone of you.